Cost of Living in Rancho Santa Margarita, California
Rancho Santa Margarita has a population of about 46,990. The median household income is $152,560, median gross rent is $2,625/month, and the median home value is $971,200. These figures come from 2020-2024 ACS 5-Year estimates, the latest full-coverage Census baseline for U.S. cities.
How current is this? Census city data is released with a lag because it is survey-based and designed for consistent coverage across small and large places. Use it as an official affordability baseline; current apartment listings and mortgage rates may differ.
Is Rancho Santa Margarita expensive to live in?
Compared with the national median in this dataset, rent in Rancho Santa Margarita is 59% above the national median and home values are 159% above the national median. Household income here is 82% above the national median. Monthly rent represents roughly 21% of the median annual household income, a rough affordability signal for renters.
Frequently asked questions
What is the average rent in Rancho Santa Margarita?
The median gross rent in Rancho Santa Margarita, California is $2,625 per month in the 2020-2024 ACS 5-Year estimates.
What is the median home price in Rancho Santa Margarita?
The median owner-occupied home value in Rancho Santa Margarita is $971,200 in the 2020-2024 ACS 5-Year estimates.
How much do people earn in Rancho Santa Margarita?
The median household income in Rancho Santa Margarita is $152,560 per year in the 2020-2024 ACS 5-Year estimates.
Data source: U.S. Census Bureau, 2020-2024 ACS 5-Year Estimates. Local database last refreshed 2026-07-11.